05/03/2024

Employer Health Coverage for Family Tops $17,000

The average cost of employer health coverage passed $17,000 for a family plan this year, despite continued muted growth on a percentage basis, according to a major survey.

The average annual cost of an employer family plan rose 4%, to $17,545, from $16,834 last year, according to the annual poll of employers performed by the nonprofit Kaiser Family Foundation along with the Health Research & Educational Trust, a nonprofit affiliated with the American Hospital Association. The share of the 2015 family-plan premium borne by employees was 29% of the total, the same percentage as last year.

For an individual worker, the average annual cost of employer coverage was $6,251 in this year’s survey, also up 4% over last year. The employee contribution was 18%.

The reasons behind the relatively slow pace of growth in premiums are a topic of debate, and many analysts expect an upshift in health-care costs in coming years.

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